Currencycloud has multiple APIs that form the essential building blocks of a cross-border payment. Developers are able to select and integrate the components they wish to use in order to create a custom solution that works for them.

We have written guides for the most common use cases to help you integrate with our APIs.

Authentication

All of our endpoints require authentication to access. This guide walks you through the authentication process.
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Checking your balances

This guide will show you how to check how much money you hold in a particular currency and also how to find out your currenct balances for all foreign currencies held in your Currencycloud account.
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Transferring funds between balances

Learn how to manage the movement of funds between the balances of your Currencycloud accounts.
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Making simple payments to beneficiaries

This guide explains the steps involved in making a payment to a new beneficiary and considers the information you need to provide.
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Checking foreign exchange rates

Learn about the two endpoints we have for checking foreign exchange rate and understand the difference between them.
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Converting funds from one currency to another

Find out how to use our APIs to convert money from one currency to another.
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Adding an FX spread / markup

This guide explains how to add a markup to the indicative rate requested for an end customer.
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Paying a beneficiary using funds in a different currency

This guide considers the scenario of needing to make a payment to a beneficiary in a different currency to what you currently hold.
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Inbound funds / collections

This guide demonstrates how to use push notifications and API calls to reconcile funds received into your Currencycloud account.
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Sub-account activity (on_behalf_of)

Sub-accounts (or named accounts) refer to the multi-currency eWallets you can establish for your customers, which sit within your House Account. This guide explains how to execute transactions on behalf of your customers when sub-accounts are in use.
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Confirmation of Payee Outbound (UK)

Learn how to verify a beneficiary's bank account details before creating a beneficiary in order to improve customer experience and reduce misdirected payments in the UK.
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Authentication Checking your balances Transferring funds between balances Making simple payments to beneficiaries Checking foreign exchange rates Converting funds from one currency to another Adding an FX spread / markup Paying a beneficiary using funds in a different currency Inbound funds / collections Sub-account activity (on_behalf_of)Confirmation of Payee Outbound (UK)